ELECTRICAL WORKERS NO 22
Charter #10763 · OMAHA, NE · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 7.43% sits at the 3rd percentile of structural peers — worth a closer look.
- Net interest margin of 4.23% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.01% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.50% sits at the 80th percentile of structural peers — worth a closer look.
- On Share growth YoY, the asset-size band puts this credit union at the 86th percentile but its structural peers at the 70th — a 16-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ELECTRICAL WORKERS NO 22 | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $14.00M | 17th pct | 25th pct |
| Members | 2,121 | 51th pct | 59th pct |
| Net worth ratio | 7.43% | 3th pct | 3th pct |
| Return on average assets | 0.99% | 68th pct | 66th pct |
| Net interest margin | 4.23% | 69th pct | 75th pct |
| Cost of funds | 0.40% | 26th pct | 36th pct |
| Loan-to-share | 38.86% | 19th pct | 33th pct |
| Delinquency 60+ days | 0.01% | 11th pct | 7th pct |
| Net charge-off ratio | 0.50% | 72th pct | 80th pct |
| Loan growth YoY | -6.82% | 19th pct | 33th pct |
| Share growth YoY | 7.02% | 86th pct | 70th pct |
| Efficiency ratio | 77.77% | 43th pct | 46th pct |
structural peer set hash: a939da1726c0bf056a7879fb8c4df6b3… (reproducible)
Closest structural peers
This is the free public view
Claim ELECTRICAL WORKERS NO 22
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.