PAN AMOCO

Charter #8920 · METAIRIE, LA · <$10M

Public 5300 data · as of 2026Q1

What the numbers say

  • Net worth ratio of 8.32% sits at the 7th percentile of structural peers — worth a closer look.
  • Delinquency 60+ days of 0.00% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
  • Net charge-off ratio of 0.00% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
  • On Total assets, the asset-size band puts this credit union at the 91st percentile but its structural peers at the 36th — a 54-point gap showing why the peer definition matters.

Headline ratios vs. peers

Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.

MetricPAN AMOCOAsset-tier percentileStructural percentile
Total assets$8.56M91th pct36th pct
Members1,12987th pct46th pct
Net worth ratio8.32%7th pct7th pct
Return on average assets0.58%57th pct44th pct
Net interest margin3.47%32th pct39th pct
Cost of funds0.66%56th pct43th pct
Loan-to-share44.15%34th pct34th pct
Delinquency 60+ days0.00%28th pct25th pct
Net charge-off ratio0.00%22th pct20th pct
Loan growth YoY-5.48%49th pct36th pct
Share growth YoY17.05%98th pct97th pct
Efficiency ratio84.27%47th pct62th pct

structural peer set hash: 94f248344a9a3f6f676f21b139a5ada9… (reproducible)

Closest structural peers

This is the free public view

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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.