DEER LODGE COUNTY SCHOOL EMP

Charter #10857 · Anaconda, MT · <$10M

Public 5300 data · as of 2026Q1

What the numbers say

  • Members of 476 sits at the 13th percentile of structural peers — worth a closer look.
  • Return on average assets of 1.88% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
  • Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
  • Net charge-off ratio of 0.00% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
  • Efficiency ratio of 46.31% ranks in the 5th percentile among structurally similar credit unions — a relative strength.

Headline ratios vs. peers

Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.

MetricDEER LODGE COUNTY SCHOOL EMPAsset-tier percentileStructural percentile
Total assets$9.91M99th pct52th pct
Members47641th pct13th pct
Net worth ratio12.97%27th pct54th pct
Return on average assets1.88%89th pct90th pct
Net interest margin3.36%29th pct44th pct
Cost of funds0.41%44th pct33th pct
Loan-to-share32.01%21th pct23th pct
Delinquency 60+ days0.00%0th pct0th pct
Net charge-off ratio0.00%22th pct20th pct
Loan growth YoY0.67%77th pct82th pct
Share growth YoY9.72%93th pct89th pct
Efficiency ratio46.31%7th pct5th pct

structural peer set hash: db24de561fab1f660030a5b2456c0f3b… (reproducible)

Closest structural peers

This is the free public view

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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.