SENECA NATION OF INDIANS
Charter #24863 · IRVING, NY · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 2,657 ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -0.40% sits at the 11th percentile of structural peers — worth a closer look.
- Net interest margin of 4.48% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 1.17% sits at the 89th percentile of structural peers — worth a closer look.
- Efficiency ratio of 94.48% sits at the 82nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SENECA NATION OF INDIANS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $9.78M | 99th pct | 62th pct |
| Members | 2,657 | 99th pct | 95th pct |
| Net worth ratio | 12.76% | 26th pct | 31th pct |
| Return on average assets | -0.40% | 24th pct | 11th pct |
| Net interest margin | 4.48% | 64th pct | 75th pct |
| Cost of funds | 0.64% | 55th pct | 39th pct |
| Loan-to-share | 61.94% | 54th pct | 51th pct |
| Delinquency 60+ days | 0.91% | 53th pct | 70th pct |
| Net charge-off ratio | 1.17% | 88th pct | 89th pct |
| Loan growth YoY | -4.13% | 55th pct | 41th pct |
| Share growth YoY | 11.16% | 95th pct | 93th pct |
| Efficiency ratio | 94.48% | 63th pct | 82th pct |
structural peer set hash: 378f1075dbfe400f44e03e3f0754d105… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.