BLAIR COUNTY
Charter #8831 · ALTOONA, PA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 22.34% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 2.12% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.41% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 47.04% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 38th percentile but its structural peers at the 59th — a 21-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BLAIR COUNTY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $77.18M | 62th pct | 69th pct |
| Members | 4,461 | 38th pct | 59th pct |
| Net worth ratio | 22.34% | 96th pct | 97th pct |
| Return on average assets | 2.12% | 96th pct | 93th pct |
| Net interest margin | 3.59% | 44th pct | 64th pct |
| Cost of funds | 0.41% | 19th pct | 23th pct |
| Loan-to-share | 19.10% | 2th pct | 5th pct |
| Delinquency 60+ days | 0.28% | 27th pct | 28th pct |
| Net charge-off ratio | 0.42% | 66th pct | 62th pct |
| Loan growth YoY | -7.62% | 8th pct | 21th pct |
| Share growth YoY | 3.82% | 62th pct | 79th pct |
| Efficiency ratio | 47.04% | 2th pct | 3th pct |
structural peer set hash: 6551a7cc467cb911974e7cdc545180ce… (reproducible)
Closest structural peers
This is the free public view
Claim BLAIR COUNTY
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.