PITNEY BOWES EMPLOYEES
Charter #1399 · Shelton, CT · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 19.76% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.10% sits at the 23rd percentile of structural peers — worth a closer look.
- Cost of funds of 1.53% sits at the 95th percentile of structural peers — worth a closer look.
- On Members, the asset-size band puts this credit union at the 16th percentile but its structural peers at the 44th — a 29-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PITNEY BOWES EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $58.47M | 21th pct | 49th pct |
| Members | 3,352 | 16th pct | 44th pct |
| Net worth ratio | 19.76% | 90th pct | 92th pct |
| Return on average assets | 0.10% | 17th pct | 23th pct |
| Net interest margin | 2.96% | 15th pct | 26th pct |
| Cost of funds | 1.53% | 81th pct | 95th pct |
| Loan-to-share | 24.21% | 2th pct | 10th pct |
| Delinquency 60+ days | 1.44% | 85th pct | 74th pct |
| Net charge-off ratio | 0.09% | 30th pct | 28th pct |
| Loan growth YoY | -6.11% | 12th pct | 36th pct |
| Share growth YoY | -2.05% | 6th pct | 7th pct |
| Efficiency ratio | 89.57% | 78th pct | 66th pct |
structural peer set hash: fb334c8233f2aff171f78de883a704bf… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.