CORNER POST

Charter #1172 · Wilkes Barre, PA · $50M-$100M

Public 5300 data · as of 2026Q1

What the numbers say

  • Net worth ratio of 17.32% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
  • Return on average assets of 1.95% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
  • Net interest margin of 3.91% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
  • Cost of funds of 0.09% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
  • Efficiency ratio of 53.57% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.

Headline ratios vs. peers

Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.

MetricCORNER POSTAsset-tier percentileStructural percentile
Total assets$98.50M98th pct85th pct
Members5,27455th pct64th pct
Net worth ratio17.32%83th pct82th pct
Return on average assets1.95%94th pct93th pct
Net interest margin3.91%61th pct75th pct
Cost of funds0.09%6th pct0th pct
Loan-to-share31.86%6th pct26th pct
Delinquency 60+ days0.39%37th pct33th pct
Net charge-off ratio0.31%57th pct54th pct
Loan growth YoY-6.81%10th pct20th pct
Share growth YoY3.34%57th pct64th pct
Efficiency ratio53.57%6th pct3th pct

structural peer set hash: 53688088040e12ec3b5fa31db435d1cd… (reproducible)

Closest structural peers

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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.