WRIGHT PATMAN CONGRESSIONAL
Charter #8797 · WASHINGTON, DC · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Delinquency 60+ days of 0.90% sits at the 77th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.24% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 6th percentile but its structural peers at the 41st — a 35-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | WRIGHT PATMAN CONGRESSIONAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.33B | 22th pct | 54th pct |
| Members | 52,187 | 6th pct | 41th pct |
| Net worth ratio | 10.45% | 42th pct | 48th pct |
| Return on average assets | 0.64% | 44th pct | 48th pct |
| Net interest margin | 3.24% | 44th pct | 51th pct |
| Cost of funds | 1.36% | 31th pct | 48th pct |
| Loan-to-share | 66.31% | 12th pct | 41th pct |
| Delinquency 60+ days | 0.90% | 75th pct | 77th pct |
| Net charge-off ratio | 0.24% | 18th pct | 25th pct |
| Loan growth YoY | 4.91% | 81th pct | 82th pct |
| Share growth YoY | 6.01% | 75th pct | 75th pct |
| Efficiency ratio | 79.72% | 76th pct | 59th pct |
structural peer set hash: b3a703c556183df52e635354296ace69… (reproducible)
Closest structural peers
This is the free public view
Claim WRIGHT PATMAN CONGRESSIONAL
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.