ALLIANCE CATHOLIC
Charter #61759 · Farmington Hill, MI · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 12.49% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.70% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.02% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.26% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 70.87% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ALLIANCE CATHOLIC | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $707.39M | 48th pct | 43th pct |
| Members | 32,701 | 24th pct | 30th pct |
| Net worth ratio | 12.49% | 77th pct | 75th pct |
| Return on average assets | 1.70% | 95th pct | 97th pct |
| Net interest margin | 3.64% | 62th pct | 56th pct |
| Cost of funds | 0.02% | 1th pct | 3th pct |
| Loan-to-share | 71.89% | 26th pct | 39th pct |
| Delinquency 60+ days | 0.31% | 24th pct | 26th pct |
| Net charge-off ratio | 0.26% | 30th pct | 25th pct |
| Loan growth YoY | 10.69% | 95th pct | 95th pct |
| Share growth YoY | 7.57% | 89th pct | 85th pct |
| Efficiency ratio | 70.87% | 24th pct | 21th pct |
structural peer set hash: cebea0ee3c757dfc00e79f437b314a0d… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.