DORT FINANCIAL
Charter #68708 · GRAND BLANC, MI · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 2.41% sits at the 93rd percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.16% sits at the 95th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 54th percentile but its structural peers at the 70th — a 17-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DORT FINANCIAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.46B | 54th pct | 70th pct |
| Members | 121,009 | 50th pct | 66th pct |
| Net worth ratio | 10.22% | 37th pct | 43th pct |
| Return on average assets | 0.65% | 45th pct | 34th pct |
| Net interest margin | 3.70% | 73th pct | 62th pct |
| Cost of funds | 2.41% | 84th pct | 93th pct |
| Loan-to-share | 82.99% | 40th pct | 46th pct |
| Delinquency 60+ days | 0.71% | 60th pct | 49th pct |
| Net charge-off ratio | 1.16% | 90th pct | 95th pct |
| Loan growth YoY | 0.03% | 27th pct | 28th pct |
| Share growth YoY | 12.66% | 96th pct | 95th pct |
| Efficiency ratio | 70.33% | 41th pct | 33th pct |
structural peer set hash: 9225683b9c1cc4c8a24eb9849c9c0b16… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.