PURDUE
Charter #19307 · WEST LAFAYETTE, IN · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Delinquency 60+ days of 0.13% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.17% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 46th percentile but its structural peers at the 62nd — a 16-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PURDUE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.15B | 48th pct | 57th pct |
| Members | 111,816 | 46th pct | 62th pct |
| Net worth ratio | 10.97% | 55th pct | 61th pct |
| Return on average assets | 0.67% | 47th pct | 48th pct |
| Net interest margin | 3.26% | 45th pct | 31th pct |
| Cost of funds | 1.74% | 48th pct | 59th pct |
| Loan-to-share | 82.38% | 37th pct | 36th pct |
| Delinquency 60+ days | 0.13% | 3th pct | 2th pct |
| Net charge-off ratio | 0.17% | 12th pct | 8th pct |
| Loan growth YoY | 1.60% | 47th pct | 52th pct |
| Share growth YoY | 4.10% | 50th pct | 46th pct |
| Efficiency ratio | 79.88% | 77th pct | 69th pct |
structural peer set hash: b77a75e1785369be0b98e1bfa981adff… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.