ST. ANTHONY OF PADUA
Charter #8616 · Fall River, MA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 19.69% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.81% sits at the 75th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 2.99% sits at the 93rd percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 78th percentile but its structural peers at the 43rd — a 35-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ST. ANTHONY OF PADUA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $37.78M | 78th pct | 43th pct |
| Members | 1,649 | 31th pct | 39th pct |
| Net worth ratio | 19.69% | 84th pct | 79th pct |
| Return on average assets | 0.85% | 60th pct | 56th pct |
| Net interest margin | 2.82% | 12th pct | 44th pct |
| Cost of funds | 1.81% | 86th pct | 75th pct |
| Loan-to-share | 39.56% | 21th pct | 36th pct |
| Delinquency 60+ days | 2.99% | 93th pct | 93th pct |
| Net charge-off ratio | 0.00% | 23th pct | 23th pct |
| Loan growth YoY | 7.94% | 96th pct | 95th pct |
| Share growth YoY | 3.20% | 58th pct | 59th pct |
| Efficiency ratio | 67.30% | 21th pct | 31th pct |
structural peer set hash: 26cf37c1db0b1104a9e225090da22790… (reproducible)
Closest structural peers
This is the free public view
Claim ST. ANTHONY OF PADUA
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.