MOLOKAI COMMUNITY
Charter #7471 · Kaunakakai, HI · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 4,281 ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 18.79% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.61% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.07% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.25% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MOLOKAI COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $37.22M | 76th pct | 51th pct |
| Members | 4,281 | 93th pct | 90th pct |
| Net worth ratio | 18.79% | 81th pct | 82th pct |
| Return on average assets | 1.61% | 88th pct | 95th pct |
| Net interest margin | 4.07% | 61th pct | 90th pct |
| Cost of funds | 0.25% | 18th pct | 8th pct |
| Loan-to-share | 48.95% | 35th pct | 46th pct |
| Delinquency 60+ days | 1.33% | 75th pct | 82th pct |
| Net charge-off ratio | -0.32% | 4th pct | 0th pct |
| Loan growth YoY | -4.21% | 36th pct | 26th pct |
| Share growth YoY | 3.82% | 64th pct | 69th pct |
| Efficiency ratio | 73.91% | 35th pct | 43th pct |
structural peer set hash: c6bd96930c68091828bb394915eacb2f… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.