MAUI TEACHERS
Charter #1817 · Wailuku, HI · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,267 sits at the 16th percentile of structural peers — worth a closer look.
- Net interest margin of 2.27% sits at the 11th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 75th percentile but its structural peers at the 36th — a 39-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MAUI TEACHERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $36.51M | 75th pct | 36th pct |
| Members | 1,267 | 15th pct | 16th pct |
| Net worth ratio | 17.56% | 74th pct | 66th pct |
| Return on average assets | 0.66% | 50th pct | 57th pct |
| Net interest margin | 2.27% | 4th pct | 11th pct |
| Cost of funds | 1.25% | 68th pct | 52th pct |
| Loan-to-share | 36.56% | 17th pct | 30th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 23th pct | 25th pct |
| Loan growth YoY | -2.64% | 48th pct | 39th pct |
| Share growth YoY | 4.53% | 71th pct | 67th pct |
| Efficiency ratio | 71.68% | 30th pct | 31th pct |
structural peer set hash: c48afbad201853ae61d0a01be5ac432d… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.