KEMBA INDIANAPOLIS
Charter #82793 · Indianapolis, IN · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net charge-off ratio of 0.56% sits at the 79th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | KEMBA INDIANAPOLIS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $84.22M | 75th pct | 61th pct |
| Members | 4,969 | 50th pct | 51th pct |
| Net worth ratio | 15.38% | 72th pct | 74th pct |
| Return on average assets | 0.60% | 44th pct | 33th pct |
| Net interest margin | 3.86% | 58th pct | 61th pct |
| Cost of funds | 0.76% | 38th pct | 51th pct |
| Loan-to-share | 40.29% | 14th pct | 28th pct |
| Delinquency 60+ days | 0.74% | 58th pct | 54th pct |
| Net charge-off ratio | 0.56% | 75th pct | 79th pct |
| Loan growth YoY | 0.56% | 68th pct | 74th pct |
| Share growth YoY | 7.12% | 89th pct | 90th pct |
| Efficiency ratio | 78.59% | 46th pct | 54th pct |
structural peer set hash: 2e3aeb73f3372ea118fb8aad4956209a… (reproducible)
Closest structural peers
This is the free public view
Claim KEMBA INDIANAPOLIS
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.