DIAMOND VALLEY
Charter #14135 · Evansville, IN · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 19,872 ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.95% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.76% sits at the 82nd percentile of structural peers — worth a closer look.
- On Cost of funds, the asset-size band puts this credit union at the 31st percentile but its structural peers at the 54th — a 23-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DIAMOND VALLEY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $179.53M | 44th pct | 66th pct |
| Members | 19,872 | 77th pct | 89th pct |
| Net worth ratio | 12.79% | 67th pct | 54th pct |
| Return on average assets | 1.24% | 80th pct | 74th pct |
| Net interest margin | 3.95% | 69th pct | 79th pct |
| Cost of funds | 0.84% | 31th pct | 54th pct |
| Loan-to-share | 42.05% | 6th pct | 20th pct |
| Delinquency 60+ days | 0.86% | 69th pct | 70th pct |
| Net charge-off ratio | 0.76% | 82th pct | 82th pct |
| Loan growth YoY | -5.31% | 5th pct | 5th pct |
| Share growth YoY | 5.87% | 79th pct | 74th pct |
| Efficiency ratio | 77.50% | 46th pct | 48th pct |
structural peer set hash: a55e9341d5bfefc308b29f7868184008… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.