DAKOTA STAR
Charter #8039 · RAPID CITY, SD · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 8.40% sits at the 15th percentile of structural peers — worth a closer look.
- Return on average assets of 1.11% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 95th percentile but its structural peers at the 69th — a 26-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DAKOTA STAR | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $46.47M | 95th pct | 69th pct |
| Members | 3,016 | 76th pct | 51th pct |
| Net worth ratio | 8.40% | 7th pct | 15th pct |
| Return on average assets | 1.11% | 72th pct | 75th pct |
| Net interest margin | 4.14% | 64th pct | 70th pct |
| Cost of funds | 0.87% | 51th pct | 48th pct |
| Loan-to-share | 65.03% | 62th pct | 62th pct |
| Delinquency 60+ days | 0.67% | 54th pct | 67th pct |
| Net charge-off ratio | 0.11% | 48th pct | 46th pct |
| Loan growth YoY | 1.42% | 79th pct | 69th pct |
| Share growth YoY | 12.25% | 97th pct | 92th pct |
| Efficiency ratio | 77.86% | 43th pct | 36th pct |
structural peer set hash: 7a8f8a912704b85b2302e69d7413aad1… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.