LOCKPORT SCHOOLS & COMMUNITY
Charter #17372 · LOCKPORT, NY · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,689 sits at the 21st percentile of structural peers — worth a closer look.
- Net worth ratio of 8.59% sits at the 18th percentile of structural peers — worth a closer look.
- Return on average assets of 1.27% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.02% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 66.87% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LOCKPORT SCHOOLS & COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $26.43M | 53th pct | 48th pct |
| Members | 1,689 | 32th pct | 21th pct |
| Net worth ratio | 8.59% | 8th pct | 18th pct |
| Return on average assets | 1.27% | 79th pct | 84th pct |
| Net interest margin | 3.88% | 51th pct | 52th pct |
| Cost of funds | 0.58% | 38th pct | 30th pct |
| Loan-to-share | 62.49% | 58th pct | 57th pct |
| Delinquency 60+ days | 0.02% | 12th pct | 18th pct |
| Net charge-off ratio | 0.34% | 65th pct | 62th pct |
| Loan growth YoY | -5.53% | 26th pct | 18th pct |
| Share growth YoY | 10.65% | 95th pct | 87th pct |
| Efficiency ratio | 66.87% | 20th pct | 15th pct |
structural peer set hash: 0a67f3899d9cbd9aff9a26a1647af569… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.