BUTTE COMMUNITY
Charter #19896 · Butte, MT · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 7.68% sits at the 3rd percentile of structural peers — worth a closer look.
- Return on average assets of -0.52% sits at the 3rd percentile of structural peers — worth a closer look.
- Net interest margin of 3.20% sits at the 18th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.02% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 94.70% sits at the 87th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BUTTE COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $37.44M | 77th pct | 48th pct |
| Members | 2,773 | 70th pct | 41th pct |
| Net worth ratio | 7.68% | 4th pct | 3th pct |
| Return on average assets | -0.52% | 10th pct | 3th pct |
| Net interest margin | 3.20% | 22th pct | 18th pct |
| Cost of funds | 0.70% | 44th pct | 38th pct |
| Loan-to-share | 67.66% | 67th pct | 66th pct |
| Delinquency 60+ days | 0.02% | 12th pct | 8th pct |
| Net charge-off ratio | 0.03% | 40th pct | 26th pct |
| Loan growth YoY | -0.38% | 68th pct | 56th pct |
| Share growth YoY | 13.01% | 98th pct | 95th pct |
| Efficiency ratio | 94.70% | 82th pct | 87th pct |
structural peer set hash: cb232b7596ec3df77c8e293af817bfdd… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.