NORWIN TEACHERS
Charter #7842 · North Huntingdo, PA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net charge-off ratio of 0.54% sits at the 77th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 79th percentile but its structural peers at the 51st — a 28-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NORWIN TEACHERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $38.14M | 79th pct | 51th pct |
| Members | 3,480 | 84th pct | 74th pct |
| Net worth ratio | 10.72% | 24th pct | 33th pct |
| Return on average assets | 0.97% | 67th pct | 56th pct |
| Net interest margin | 3.68% | 42th pct | 52th pct |
| Cost of funds | 0.73% | 45th pct | 36th pct |
| Loan-to-share | 48.47% | 34th pct | 36th pct |
| Delinquency 60+ days | 0.23% | 32th pct | 39th pct |
| Net charge-off ratio | 0.54% | 73th pct | 77th pct |
| Loan growth YoY | 8.55% | 97th pct | 89th pct |
| Share growth YoY | 14.58% | 99th pct | 92th pct |
| Efficiency ratio | 74.16% | 36th pct | 43th pct |
structural peer set hash: d7acbcd6b03f3d8dd179eab10e56c4ef… (reproducible)
Closest structural peers
This is the free public view
Claim NORWIN TEACHERS
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.