LEOMINSTER EMPLOYEES
Charter #1461 · LEOMINSTER, MA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,696 sits at the 25th percentile of structural peers — worth a closer look.
- Net interest margin of 3.20% sits at the 25th percentile of structural peers — worth a closer look.
- Cost of funds of 1.81% sits at the 85th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.01% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LEOMINSTER EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $29.35M | 59th pct | 51th pct |
| Members | 1,696 | 32th pct | 25th pct |
| Net worth ratio | 11.21% | 28th pct | 39th pct |
| Return on average assets | 0.96% | 66th pct | 59th pct |
| Net interest margin | 3.20% | 23th pct | 25th pct |
| Cost of funds | 1.81% | 86th pct | 85th pct |
| Loan-to-share | 53.72% | 44th pct | 44th pct |
| Delinquency 60+ days | 0.28% | 34th pct | 39th pct |
| Net charge-off ratio | -0.01% | 20th pct | 18th pct |
| Loan growth YoY | -1.08% | 61th pct | 57th pct |
| Share growth YoY | 6.57% | 84th pct | 74th pct |
| Efficiency ratio | 72.52% | 32th pct | 36th pct |
structural peer set hash: 218a3ac2580be35bdf4c94ce39d66ee5… (reproducible)
Closest structural peers
This is the free public view
Claim LEOMINSTER EMPLOYEES
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.