LOWELL FIREFIGHTERS
Charter #67767 · LOWELL, MA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LOWELL FIREFIGHTERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $27.40M | 55th pct | 59th pct |
| Members | 1,850 | 40th pct | 44th pct |
| Net worth ratio | 11.65% | 32th pct | 43th pct |
| Return on average assets | 0.32% | 32th pct | 33th pct |
| Net interest margin | 3.38% | 30th pct | 26th pct |
| Cost of funds | 1.23% | 68th pct | 64th pct |
| Loan-to-share | 64.45% | 61th pct | 57th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 23th pct | 28th pct |
| Loan growth YoY | -3.72% | 40th pct | 31th pct |
| Share growth YoY | 3.68% | 63th pct | 74th pct |
| Efficiency ratio | 84.48% | 61th pct | 61th pct |
structural peer set hash: 143f7059ff211c1ccadfd3b3176f7e35… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.