COMMUNITY RESOURCE
Charter #770 · Latham, NY · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 7,389 sits at the 15th percentile of structural peers — worth a closer look.
- Return on average assets of 0.35% sits at the 25th percentile of structural peers — worth a closer look.
- Cost of funds of 2.19% sits at the 93rd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.98% sits at the 77th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | COMMUNITY RESOURCE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $119.82M | 13th pct | 20th pct |
| Members | 7,389 | 14th pct | 15th pct |
| Net worth ratio | 12.02% | 57th pct | 69th pct |
| Return on average assets | 0.35% | 27th pct | 25th pct |
| Net interest margin | 3.70% | 53th pct | 39th pct |
| Cost of funds | 2.19% | 92th pct | 93th pct |
| Loan-to-share | 87.34% | 84th pct | 70th pct |
| Delinquency 60+ days | 0.98% | 75th pct | 77th pct |
| Net charge-off ratio | 0.36% | 50th pct | 52th pct |
| Loan growth YoY | 3.58% | 79th pct | 67th pct |
| Share growth YoY | 4.55% | 65th pct | 59th pct |
| Efficiency ratio | 85.80% | 74th pct | 74th pct |
structural peer set hash: dffa75326007dff424bc95c8fadedf22… (reproducible)
Closest structural peers
This is the free public view
Claim COMMUNITY RESOURCE
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.