GO ENERGY FINANCIAL
Charter #68698 · TUCKER, GA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 4.48% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.17% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- On Net worth ratio, the asset-size band puts this credit union at the 51st percentile but its structural peers at the 69th — a 18-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GO ENERGY FINANCIAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $153.45M | 33th pct | 39th pct |
| Members | 11,466 | 41th pct | 44th pct |
| Net worth ratio | 11.57% | 51th pct | 69th pct |
| Return on average assets | 0.65% | 46th pct | 38th pct |
| Net interest margin | 4.48% | 89th pct | 84th pct |
| Cost of funds | 0.73% | 27th pct | 31th pct |
| Loan-to-share | 81.54% | 72th pct | 59th pct |
| Delinquency 60+ days | 0.51% | 42th pct | 34th pct |
| Net charge-off ratio | 0.17% | 27th pct | 25th pct |
| Loan growth YoY | 6.60% | 93th pct | 93th pct |
| Share growth YoY | 5.73% | 78th pct | 79th pct |
| Efficiency ratio | 84.52% | 70th pct | 70th pct |
structural peer set hash: 636552e75a868fd6dfd4e39a7a2fbd8e… (reproducible)
Closest structural peers
This is the free public view
Claim GO ENERGY FINANCIAL
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.