HIALEAH MUNICIPAL EMPLOYEES
Charter #7534 · Hialeah, FL · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 23.10% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -0.05% sits at the 5th percentile of structural peers — worth a closer look.
- Net interest margin of 5.24% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.03% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 100.92% sits at the 98th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | HIALEAH MUNICIPAL EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $14.08M | 17th pct | 52th pct |
| Members | 1,671 | 31th pct | 56th pct |
| Net worth ratio | 23.10% | 92th pct | 75th pct |
| Return on average assets | -0.05% | 16th pct | 5th pct |
| Net interest margin | 5.24% | 95th pct | 90th pct |
| Cost of funds | 0.92% | 54th pct | 54th pct |
| Loan-to-share | 75.75% | 79th pct | 62th pct |
| Delinquency 60+ days | 0.03% | 13th pct | 21th pct |
| Net charge-off ratio | 0.14% | 51th pct | 67th pct |
| Loan growth YoY | 1.44% | 79th pct | 80th pct |
| Share growth YoY | 8.59% | 93th pct | 97th pct |
| Efficiency ratio | 100.92% | 90th pct | 98th pct |
structural peer set hash: 034251d8a432d2819b8c78cab73e0bff… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.