CAMP SHELBY
Charter #18150 · Hattiesburg, MS · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 24.42% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.47% sits at the 16th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.55% sits at the 87th percentile of structural peers — worth a closer look.
- Efficiency ratio of 89.72% sits at the 89th percentile of structural peers — worth a closer look.
- On Return on average assets, the asset-size band puts this credit union at the 40th percentile but its structural peers at the 16th — a 24-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CAMP SHELBY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $30.50M | 62th pct | 70th pct |
| Members | 3,058 | 77th pct | 69th pct |
| Net worth ratio | 24.42% | 94th pct | 85th pct |
| Return on average assets | 0.47% | 40th pct | 16th pct |
| Net interest margin | 4.42% | 75th pct | 66th pct |
| Cost of funds | 1.25% | 69th pct | 54th pct |
| Loan-to-share | 68.50% | 68th pct | 56th pct |
| Delinquency 60+ days | 0.72% | 56th pct | 61th pct |
| Net charge-off ratio | 0.55% | 73th pct | 87th pct |
| Loan growth YoY | -0.63% | 65th pct | 72th pct |
| Share growth YoY | 6.29% | 82th pct | 79th pct |
| Efficiency ratio | 89.72% | 72th pct | 89th pct |
structural peer set hash: 117c96570c3cc0766356d21e8234495f… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.