CHRISTIAN FAMILY
Charter #68746 · NORTH CANTON, OH · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 1.53% sits at the 82nd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.21% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.07% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 95th percentile but its structural peers at the 59th — a 36-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CHRISTIAN FAMILY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $95.83M | 95th pct | 59th pct |
| Members | 5,069 | 52th pct | 48th pct |
| Net worth ratio | 13.11% | 53th pct | 74th pct |
| Return on average assets | 0.73% | 52th pct | 49th pct |
| Net interest margin | 3.08% | 19th pct | 28th pct |
| Cost of funds | 1.53% | 81th pct | 82th pct |
| Loan-to-share | 44.15% | 20th pct | 23th pct |
| Delinquency 60+ days | 0.21% | 21th pct | 23th pct |
| Net charge-off ratio | -0.07% | 6th pct | 3th pct |
| Loan growth YoY | 16.98% | 99th pct | 90th pct |
| Share growth YoY | 24.10% | 100th pct | 89th pct |
| Efficiency ratio | 82.65% | 59th pct | 66th pct |
structural peer set hash: 76d0277acf4591809e6d461657d4cf77… (reproducible)
Closest structural peers
This is the free public view
Claim CHRISTIAN FAMILY
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.