NEW BRUNSWICK POSTAL
Charter #2394 · New Brunswick, NJ · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -0.58% sits at the 10th percentile of structural peers — worth a closer look.
- Net interest margin of 4.25% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.54% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 3.07% sits at the 95th percentile of structural peers — worth a closer look.
- Efficiency ratio of 111.75% sits at the 92nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NEW BRUNSWICK POSTAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $24.49M | 47th pct | 18th pct |
| Members | 3,084 | 77th pct | 51th pct |
| Net worth ratio | 9.10% | 11th pct | 26th pct |
| Return on average assets | -0.58% | 10th pct | 10th pct |
| Net interest margin | 4.25% | 70th pct | 79th pct |
| Cost of funds | 0.54% | 35th pct | 20th pct |
| Loan-to-share | 57.15% | 50th pct | 44th pct |
| Delinquency 60+ days | 3.07% | 93th pct | 95th pct |
| Net charge-off ratio | 0.11% | 48th pct | 46th pct |
| Loan growth YoY | 13.61% | 99th pct | 87th pct |
| Share growth YoY | 34.49% | 100th pct | 89th pct |
| Efficiency ratio | 111.75% | 95th pct | 92th pct |
structural peer set hash: 24e9da1a472c7d20f3d40fa15efbba9b… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.