POWER
Charter #64037 · Pueblo, CO · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.06% sits at the 10th percentile of structural peers — worth a closer look.
- Net interest margin of 4.09% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.03% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.69% sits at the 89th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.32% sits at the 92nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | POWER | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $156.03M | 34th pct | 49th pct |
| Members | 14,567 | 57th pct | 69th pct |
| Net worth ratio | 11.23% | 46th pct | 54th pct |
| Return on average assets | 0.06% | 10th pct | 10th pct |
| Net interest margin | 4.09% | 75th pct | 80th pct |
| Cost of funds | 0.03% | 3th pct | 3th pct |
| Loan-to-share | 52.24% | 14th pct | 33th pct |
| Delinquency 60+ days | 1.69% | 92th pct | 89th pct |
| Net charge-off ratio | 1.32% | 94th pct | 92th pct |
| Loan growth YoY | 18.56% | 99th pct | 92th pct |
| Share growth YoY | 28.04% | 100th pct | 90th pct |
| Efficiency ratio | 83.70% | 68th pct | 72th pct |
structural peer set hash: 84b98ede66126ac9e0fde22e853521e7… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.