MOBILITY CREDIT UNION
Charter #68606 · Irving, TX · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 7.82% sits at the 8th percentile of structural peers — worth a closer look.
- Return on average assets of 0.05% sits at the 15th percentile of structural peers — worth a closer look.
- Net interest margin of 2.90% sits at the 2nd percentile of structural peers — worth a closer look.
- Cost of funds of 2.95% sits at the 97th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.96% sits at the 75th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MOBILITY CREDIT UNION | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $358.78M | 83th pct | 69th pct |
| Members | 20,838 | 79th pct | 56th pct |
| Net worth ratio | 7.82% | 2th pct | 8th pct |
| Return on average assets | 0.05% | 10th pct | 15th pct |
| Net interest margin | 2.90% | 11th pct | 2th pct |
| Cost of funds | 2.95% | 99th pct | 97th pct |
| Loan-to-share | 95.39% | 96th pct | 89th pct |
| Delinquency 60+ days | 0.96% | 74th pct | 75th pct |
| Net charge-off ratio | 0.98% | 88th pct | 77th pct |
| Loan growth YoY | -1.93% | 26th pct | 16th pct |
| Share growth YoY | 0.58% | 13th pct | 21th pct |
| Efficiency ratio | 65.64% | 16th pct | 10th pct |
structural peer set hash: 022b57d153b1e28849e1bb67f9373d8b… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.