PRIORITY TRUST
Charter #61457 · Houston, TX · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 28,089 ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 9.31% sits at the 18th percentile of structural peers — worth a closer look.
- Net interest margin of 4.84% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.11% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 2.21% sits at the 95th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PRIORITY TRUST | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $192.37M | 49th pct | 56th pct |
| Members | 28,089 | 92th pct | 87th pct |
| Net worth ratio | 9.31% | 18th pct | 18th pct |
| Return on average assets | 0.24% | 18th pct | 26th pct |
| Net interest margin | 4.84% | 95th pct | 85th pct |
| Cost of funds | 0.11% | 7th pct | 15th pct |
| Loan-to-share | 83.86% | 78th pct | 61th pct |
| Delinquency 60+ days | 0.37% | 28th pct | 30th pct |
| Net charge-off ratio | 2.21% | 99th pct | 95th pct |
| Loan growth YoY | -0.02% | 48th pct | 33th pct |
| Share growth YoY | 1.68% | 24th pct | 33th pct |
| Efficiency ratio | 80.86% | 59th pct | 54th pct |
structural peer set hash: e1aa4da52dda7d8400a948e0f29b001a… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.