TARRANT COUNTY'S CREDIT UNION
Charter #60051 · Fort Worth, TX · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.63% sits at the 25th percentile of structural peers — worth a closer look.
- Return on average assets of -0.71% sits at the 0th percentile of structural peers — worth a closer look.
- Net interest margin of 5.09% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.10% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 1.90% sits at the 93rd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TARRANT COUNTY'S CREDIT UNION | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $126.07M | 17th pct | 28th pct |
| Members | 11,314 | 40th pct | 39th pct |
| Net worth ratio | 9.63% | 23th pct | 25th pct |
| Return on average assets | -0.71% | 2th pct | 0th pct |
| Net interest margin | 5.09% | 98th pct | 93th pct |
| Cost of funds | 0.10% | 6th pct | 21th pct |
| Loan-to-share | 78.64% | 65th pct | 52th pct |
| Delinquency 60+ days | 0.84% | 67th pct | 72th pct |
| Net charge-off ratio | 1.90% | 98th pct | 93th pct |
| Loan growth YoY | -6.68% | 2th pct | 0th pct |
| Share growth YoY | 4.30% | 62th pct | 54th pct |
| Efficiency ratio | 89.92% | 85th pct | 82th pct |
structural peer set hash: 4f84771fe6c2d268e3faa1594e01da31… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.