SOUTHWEST 66
Charter #67550 · ODESSA, TX · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 0.07% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.23% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SOUTHWEST 66 | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $114.42M | 10th pct | 23th pct |
| Members | 9,526 | 29th pct | 41th pct |
| Net worth ratio | 10.93% | 42th pct | 54th pct |
| Return on average assets | 0.59% | 42th pct | 44th pct |
| Net interest margin | 4.03% | 72th pct | 69th pct |
| Cost of funds | 0.07% | 5th pct | 11th pct |
| Loan-to-share | 74.65% | 55th pct | 44th pct |
| Delinquency 60+ days | 0.88% | 70th pct | 67th pct |
| Net charge-off ratio | 0.23% | 35th pct | 23th pct |
| Loan growth YoY | 4.40% | 83th pct | 77th pct |
| Share growth YoY | 4.40% | 63th pct | 59th pct |
| Efficiency ratio | 84.32% | 70th pct | 66th pct |
structural peer set hash: b4a21592ec0b298865ec2903c01c12b1… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.