TELCO PLUS
Charter #66351 · LONGVIEW, TX · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 8.86% sits at the 25th percentile of structural peers — worth a closer look.
- Return on average assets of -1.08% sits at the 0th percentile of structural peers — worth a closer look.
- Cost of funds of 0.40% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 1.37% sits at the 85th percentile of structural peers — worth a closer look.
- Efficiency ratio of 92.82% sits at the 87th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TELCO PLUS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $129.36M | 19th pct | 30th pct |
| Members | 9,168 | 26th pct | 30th pct |
| Net worth ratio | 8.86% | 12th pct | 25th pct |
| Return on average assets | -1.08% | 1th pct | 0th pct |
| Net interest margin | 3.74% | 56th pct | 31th pct |
| Cost of funds | 0.40% | 16th pct | 18th pct |
| Loan-to-share | 95.57% | 96th pct | 93th pct |
| Delinquency 60+ days | 0.40% | 31th pct | 28th pct |
| Net charge-off ratio | 1.37% | 95th pct | 85th pct |
| Loan growth YoY | -7.39% | 2th pct | 2th pct |
| Share growth YoY | -6.41% | 1th pct | 5th pct |
| Efficiency ratio | 92.82% | 90th pct | 87th pct |
structural peer set hash: ebb1dac7b1155b23feec47212c8025d5… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.