RED ROCKS
Charter #68560 · Littleton, CO · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.07% sits at the 20th percentile of structural peers — worth a closer look.
- Return on average assets of 0.25% sits at the 20th percentile of structural peers — worth a closer look.
- Cost of funds of 0.26% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.28% sits at the 77th percentile of structural peers — worth a closer look.
- Efficiency ratio of 92.54% sits at the 85th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | RED ROCKS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $354.43M | 82th pct | 62th pct |
| Members | 18,210 | 71th pct | 66th pct |
| Net worth ratio | 9.07% | 15th pct | 20th pct |
| Return on average assets | 0.25% | 19th pct | 20th pct |
| Net interest margin | 3.47% | 38th pct | 64th pct |
| Cost of funds | 0.26% | 11th pct | 7th pct |
| Loan-to-share | 90.45% | 89th pct | 61th pct |
| Delinquency 60+ days | 0.59% | 48th pct | 52th pct |
| Net charge-off ratio | 0.28% | 41th pct | 77th pct |
| Loan growth YoY | 2.31% | 69th pct | 44th pct |
| Share growth YoY | 8.68% | 95th pct | 90th pct |
| Efficiency ratio | 92.54% | 90th pct | 85th pct |
structural peer set hash: 89426b532aa88fd82972612311d4ce83… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.