PARK VIEW
Charter #19541 · Harrisonburg, VA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.87% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.03% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- On Net interest margin, the asset-size band puts this credit union at the 21st percentile but its structural peers at the 44th — a 23-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PARK VIEW | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $406.54M | 90th pct | 72th pct |
| Members | 14,469 | 57th pct | 52th pct |
| Net worth ratio | 10.06% | 28th pct | 33th pct |
| Return on average assets | 0.87% | 62th pct | 75th pct |
| Net interest margin | 3.16% | 21th pct | 44th pct |
| Cost of funds | 2.07% | 90th pct | 69th pct |
| Loan-to-share | 92.02% | 92th pct | 70th pct |
| Delinquency 60+ days | 0.03% | 2th pct | 2th pct |
| Net charge-off ratio | 0.05% | 12th pct | 31th pct |
| Loan growth YoY | 1.67% | 64th pct | 49th pct |
| Share growth YoY | 4.33% | 62th pct | 57th pct |
| Efficiency ratio | 78.82% | 50th pct | 39th pct |
structural peer set hash: 68aba65bede2640246bfac5c6c109951… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.