Innorve

CONNEX

Charter #68511 · North Haven, CT · >$1B

Public 5300 data · as of 2026Q1

What the numbers say

  • Return on average assets of 0.19% sits at the 15th percentile of structural peers — worth a closer look.
  • Net interest margin of 2.54% sits at the 2nd percentile of structural peers — worth a closer look.
  • Cost of funds of 2.33% sits at the 87th percentile of structural peers — worth a closer look.
  • Net charge-off ratio of 0.20% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
  • Efficiency ratio of 87.71% sits at the 89th percentile of structural peers — worth a closer look.

Headline ratios vs. peers

Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.

MetricCONNEXAsset-tier percentileStructural percentile
Total assets$1.04B3th pct54th pct
Members68,67517th pct59th pct
Net worth ratio9.39%20th pct26th pct
Return on average assets0.19%9th pct15th pct
Net interest margin2.54%10th pct2th pct
Cost of funds2.33%80th pct87th pct
Loan-to-share99.07%88th pct87th pct
Delinquency 60+ days0.55%42th pct51th pct
Net charge-off ratio0.20%14th pct10th pct
Loan growth YoY-1.93%9th pct10th pct
Share growth YoY2.49%22th pct23th pct
Efficiency ratio87.71%95th pct89th pct

structural peer set hash: 785a5a86ffd0c0492eae933b2bd15634… (reproducible)

Closest structural peers

NEIGHBORS64.6%
#9229 · LA
EFCU FINANCIAL63.4%
#13 · LA
FIRST SERVICE61.8%
#68605 · TX
U. T.61.4%
#19448 · TN
SILVER STATE SCHOOLS60.5%
#97085 · NV
GREATER TEXAS59.9%
#7590 · TX
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.