GREATER TEXAS
Charter #7590 · AUSTIN, TX · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 7.28% sits at the 0th percentile of structural peers — worth a closer look.
- Net interest margin of 3.31% sits at the 21st percentile of structural peers — worth a closer look.
- Cost of funds of 1.07% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 99th percentile but its structural peers at the 57th — a 41-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GREATER TEXAS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $988.00M | 99th pct | 57th pct |
| Members | 75,261 | 97th pct | 69th pct |
| Net worth ratio | 7.28% | 2th pct | 0th pct |
| Return on average assets | 0.45% | 32th pct | 31th pct |
| Net interest margin | 3.31% | 37th pct | 21th pct |
| Cost of funds | 1.07% | 26th pct | 18th pct |
| Loan-to-share | 84.97% | 62th pct | 38th pct |
| Delinquency 60+ days | 0.61% | 52th pct | 49th pct |
| Net charge-off ratio | 0.66% | 71th pct | 52th pct |
| Loan growth YoY | 2.37% | 65th pct | 56th pct |
| Share growth YoY | 3.93% | 48th pct | 34th pct |
| Efficiency ratio | 80.09% | 58th pct | 54th pct |
structural peer set hash: 707c4d848991a622516434525145da6f… (reproducible)
Closest structural peers
This is the free public view
Claim GREATER TEXAS
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.