TRAVERSE CATHOLIC
Charter #6844 · TRAVERSE CITY, MI · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.51% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.12% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 66.29% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 87th percentile but its structural peers at the 57th — a 30-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TRAVERSE CATHOLIC | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $92.60M | 87th pct | 57th pct |
| Members | 6,697 | 76th pct | 59th pct |
| Net worth ratio | 9.98% | 20th pct | 26th pct |
| Return on average assets | 1.51% | 85th pct | 93th pct |
| Net interest margin | 3.86% | 58th pct | 74th pct |
| Cost of funds | 0.51% | 24th pct | 26th pct |
| Loan-to-share | 63.61% | 55th pct | 43th pct |
| Delinquency 60+ days | 0.12% | 13th pct | 21th pct |
| Net charge-off ratio | 0.51% | 72th pct | 74th pct |
| Loan growth YoY | 6.41% | 95th pct | 90th pct |
| Share growth YoY | 3.02% | 52th pct | 39th pct |
| Efficiency ratio | 66.29% | 19th pct | 8th pct |
structural peer set hash: b898444ec8114f900218c07e3e16237d… (reproducible)
Closest structural peers
This is the free public view
Claim TRAVERSE CATHOLIC
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.