UNIVERSITY OF LOUISIANA
Charter #12570 · Lafayette, LA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.18% sits at the 20th percentile of structural peers — worth a closer look.
- Net interest margin of 3.24% sits at the 20th percentile of structural peers — worth a closer look.
- Cost of funds of 1.48% sits at the 77th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.02% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 108.53% sits at the 97th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | UNIVERSITY OF LOUISIANA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $62.60M | 31th pct | 41th pct |
| Members | 6,457 | 73th pct | 67th pct |
| Net worth ratio | 11.22% | 33th pct | 43th pct |
| Return on average assets | 0.18% | 20th pct | 20th pct |
| Net interest margin | 3.24% | 25th pct | 20th pct |
| Cost of funds | 1.48% | 79th pct | 77th pct |
| Loan-to-share | 69.56% | 67th pct | 57th pct |
| Delinquency 60+ days | 0.36% | 35th pct | 43th pct |
| Net charge-off ratio | -0.02% | 9th pct | 8th pct |
| Loan growth YoY | -5.50% | 15th pct | 5th pct |
| Share growth YoY | 5.88% | 81th pct | 74th pct |
| Efficiency ratio | 108.53% | 97th pct | 97th pct |
structural peer set hash: e32087b0917565c1105af4f3e62e5526… (reproducible)
Closest structural peers
This is the free public view
Claim UNIVERSITY OF LOUISIANA
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.