SRU
Charter #12654 · Slippery Rock, PA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Delinquency 60+ days of 1.09% sits at the 87th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.78% sits at the 89th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SRU | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $66.18M | 40th pct | 44th pct |
| Members | 4,449 | 38th pct | 33th pct |
| Net worth ratio | 12.60% | 48th pct | 62th pct |
| Return on average assets | 1.15% | 72th pct | 74th pct |
| Net interest margin | 3.43% | 35th pct | 33th pct |
| Cost of funds | 1.12% | 62th pct | 62th pct |
| Loan-to-share | 65.42% | 57th pct | 44th pct |
| Delinquency 60+ days | 1.09% | 75th pct | 87th pct |
| Net charge-off ratio | 0.78% | 83th pct | 89th pct |
| Loan growth YoY | -1.72% | 49th pct | 38th pct |
| Share growth YoY | 3.78% | 62th pct | 57th pct |
| Efficiency ratio | 70.65% | 28th pct | 28th pct |
structural peer set hash: fa934484a3dce50179f222fb1f62ce3e… (reproducible)
Closest structural peers
This is the free public view
Claim SRU
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.