CABRILLO
Charter #68409 · San Diego, CA · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- This credit union tracks close to its structural peers across the headline metrics for the current cycle.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CABRILLO | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $571.81M | 19th pct | 33th pct |
| Members | 29,062 | 15th pct | 26th pct |
| Net worth ratio | 9.33% | 24th pct | 30th pct |
| Return on average assets | 0.44% | 32th pct | 38th pct |
| Net interest margin | 3.87% | 75th pct | 74th pct |
| Cost of funds | 1.37% | 42th pct | 41th pct |
| Loan-to-share | 78.49% | 41th pct | 33th pct |
| Delinquency 60+ days | 0.66% | 58th pct | 54th pct |
| Net charge-off ratio | 0.70% | 75th pct | 62th pct |
| Loan growth YoY | 25.68% | 99th pct | 98th pct |
| Share growth YoY | 5.02% | 68th pct | 75th pct |
| Efficiency ratio | 82.19% | 68th pct | 62th pct |
structural peer set hash: fd725e81e7e5f82608983469b0204194… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.