I.L.W.U.
Charter #24916 · Long Beach, CA · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 30,315 sits at the 23rd percentile of structural peers — worth a closer look.
- Return on average assets of 1.10% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | I.L.W.U. | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $601.93M | 25th pct | 31th pct |
| Members | 30,315 | 17th pct | 23th pct |
| Net worth ratio | 9.98% | 42th pct | 41th pct |
| Return on average assets | 1.10% | 78th pct | 79th pct |
| Net interest margin | 3.65% | 64th pct | 59th pct |
| Cost of funds | 1.47% | 50th pct | 59th pct |
| Loan-to-share | 72.64% | 29th pct | 41th pct |
| Delinquency 60+ days | 0.49% | 39th pct | 30th pct |
| Net charge-off ratio | 0.36% | 43th pct | 31th pct |
| Loan growth YoY | -1.08% | 26th pct | 18th pct |
| Share growth YoY | 7.53% | 89th pct | 90th pct |
| Efficiency ratio | 75.62% | 38th pct | 39th pct |
structural peer set hash: 9b38edc1f932744afc686281c88c5a52… (reproducible)
Closest structural peers
This is the free public view
Claim I.L.W.U.
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.