OLIVET BAPTIST
Charter #68165 · Cordova, TN · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 887 ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- On Net interest margin, the asset-size band puts this credit union at the 44th percentile but its structural peers at the 62nd — a 19-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | OLIVET BAPTIST | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 598,898 | 11th pct | 7th pct |
| Members | 887 | 77th pct | 77th pct |
| Net worth ratio | 15.31% | 40th pct | 52th pct |
| Return on average assets | 0.56% | 56th pct | 69th pct |
| Net interest margin | 3.84% | 44th pct | 62th pct |
| Cost of funds | 0.82% | 60th pct | 59th pct |
| Loan-to-share | 36.80% | 27th pct | 26th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 16th pct |
| Loan growth YoY | 31.15% | 97th pct | 98th pct |
| Share growth YoY | -12.15% | 5th pct | 2th pct |
| Efficiency ratio | 83.67% | 46th pct | 39th pct |
structural peer set hash: cbdce829c9feffcac19bfc15082e86e5… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.