BERRIEN TEACHERS
Charter #14011 · NASHVILLE, GA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 258 sits at the 18th percentile of structural peers — worth a closer look.
- Net interest margin of 4.74% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.14% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BERRIEN TEACHERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.32M | 22th pct | 13th pct |
| Members | 258 | 20th pct | 18th pct |
| Net worth ratio | 19.32% | 56th pct | 59th pct |
| Return on average assets | 0.27% | 45th pct | 43th pct |
| Net interest margin | 4.74% | 72th pct | 85th pct |
| Cost of funds | 0.42% | 45th pct | 31th pct |
| Loan-to-share | 52.74% | 43th pct | 44th pct |
| Delinquency 60+ days | 0.43% | 39th pct | 41th pct |
| Net charge-off ratio | -0.14% | 12th pct | 5th pct |
| Loan growth YoY | -20.41% | 6th pct | 2th pct |
| Share growth YoY | -3.15% | 26th pct | 15th pct |
| Efficiency ratio | 94.58% | 64th pct | 66th pct |
structural peer set hash: 9cd903a84b40e3c83f6e4c19770e2970… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.