MAHONING VALLEY
Charter #14469 · Youngstown, OH · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 242 sits at the 16th percentile of structural peers — worth a closer look.
- Return on average assets of -6.58% sits at the 8th percentile of structural peers — worth a closer look.
- Net interest margin of 5.37% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.13% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MAHONING VALLEY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 387,154 | 8th pct | 0th pct |
| Members | 242 | 19th pct | 16th pct |
| Net worth ratio | 11.55% | 20th pct | 48th pct |
| Return on average assets | -6.58% | 3th pct | 8th pct |
| Net interest margin | 5.37% | 84th pct | 87th pct |
| Cost of funds | 0.13% | 23th pct | 15th pct |
| Loan-to-share | 40.11% | 30th pct | 28th pct |
| Delinquency 60+ days | 2.19% | 70th pct | 61th pct |
| Net charge-off ratio | 0.00% | 22th pct | 20th pct |
| Loan growth YoY | -8.01% | 36th pct | 48th pct |
| Share growth YoY | -6.59% | 12th pct | 15th pct |
| Efficiency ratio | 207.63% | 97th pct | 93th pct |
structural peer set hash: ac3fff2f1a1e14ee77ab24a4fea9494e… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.