ALLIANT
Charter #67955 · CHICAGO, IL · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 938,005 ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.38% sits at the 10th percentile of structural peers — worth a closer look.
- Cost of funds of 4.50% sits at the 98th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.03% sits at the 90th percentile of structural peers — worth a closer look.
- Efficiency ratio of 49.19% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ALLIANT | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $19.66B | 98th pct | 98th pct |
| Members | 938,005 | 97th pct | 98th pct |
| Net worth ratio | 9.37% | 19th pct | 30th pct |
| Return on average assets | 0.58% | 39th pct | 48th pct |
| Net interest margin | 2.38% | 6th pct | 10th pct |
| Cost of funds | 4.50% | 100th pct | 98th pct |
| Loan-to-share | 96.25% | 82th pct | 62th pct |
| Delinquency 60+ days | 0.94% | 76th pct | 72th pct |
| Net charge-off ratio | 1.03% | 85th pct | 90th pct |
| Loan growth YoY | -2.53% | 7th pct | 13th pct |
| Share growth YoY | 2.94% | 29th pct | 43th pct |
| Efficiency ratio | 49.19% | 2th pct | 3th pct |
structural peer set hash: 6dcfad70a218bd97fdf9e45defafe7dc… (reproducible)
Closest structural peers
This is the free public view
Claim ALLIANT
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.