BELLCO
Charter #68437 · GREENWOOD VILLA, CO · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 352,265 ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.37% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 59.46% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- On Loan-to-share, the asset-size band puts this credit union at the 85th percentile but its structural peers at the 61st — a 25-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BELLCO | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $8.63B | 91th pct | 90th pct |
| Members | 352,265 | 88th pct | 85th pct |
| Net worth ratio | 9.98% | 32th pct | 36th pct |
| Return on average assets | 0.71% | 49th pct | 49th pct |
| Net interest margin | 2.77% | 16th pct | 28th pct |
| Cost of funds | 0.37% | 9th pct | 8th pct |
| Loan-to-share | 98.12% | 85th pct | 61th pct |
| Delinquency 60+ days | 0.41% | 27th pct | 30th pct |
| Net charge-off ratio | 0.45% | 42th pct | 49th pct |
| Loan growth YoY | -1.91% | 9th pct | 11th pct |
| Share growth YoY | 2.86% | 28th pct | 36th pct |
| Efficiency ratio | 59.46% | 10th pct | 8th pct |
structural peer set hash: 889671a2082c1ba771c83739187af2ab… (reproducible)
Closest structural peers
This is the free public view
Claim BELLCO
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.