GREENSTATE
Charter #60269 · North Liberty, IA · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 408,586 ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 8.71% sits at the 8th percentile of structural peers — worth a closer look.
- Net interest margin of 2.27% sits at the 2nd percentile of structural peers — worth a closer look.
- Cost of funds of 3.48% sits at the 93rd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.26% sits at the 87th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GREENSTATE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $11.19B | 96th pct | 92th pct |
| Members | 408,586 | 91th pct | 90th pct |
| Net worth ratio | 8.71% | 8th pct | 8th pct |
| Return on average assets | 0.60% | 40th pct | 36th pct |
| Net interest margin | 2.27% | 4th pct | 2th pct |
| Cost of funds | 3.48% | 98th pct | 93th pct |
| Loan-to-share | 104.13% | 96th pct | 90th pct |
| Delinquency 60+ days | 1.26% | 88th pct | 87th pct |
| Net charge-off ratio | 0.47% | 45th pct | 56th pct |
| Loan growth YoY | -2.06% | 9th pct | 7th pct |
| Share growth YoY | 3.97% | 47th pct | 48th pct |
| Efficiency ratio | 76.26% | 64th pct | 66th pct |
structural peer set hash: 1fd3221cfbcd3237de252866e8faf9b1… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.