WORKMEN'S CIRCLE INCORPORATED
Charter #67892 · Savannah, GA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,682 sits at the 10th percentile of structural peers — worth a closer look.
- Net worth ratio of 20.10% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 2.15% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.93% sits at the 25th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | WORKMEN'S CIRCLE INCORPORATED | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $135.92M | 24th pct | 39th pct |
| Members | 1,682 | 0th pct | 10th pct |
| Net worth ratio | 20.10% | 97th pct | 85th pct |
| Return on average assets | 2.15% | 97th pct | 92th pct |
| Net interest margin | 2.93% | 12th pct | 25th pct |
| Cost of funds | 2.24% | 94th pct | 67th pct |
| Loan-to-share | 98.68% | 98th pct | 74th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 5th pct | 7th pct |
| Loan growth YoY | -0.07% | 47th pct | 34th pct |
| Share growth YoY | 2.44% | 34th pct | 36th pct |
| Efficiency ratio | 28.72% | 0th pct | 0th pct |
structural peer set hash: 8b648146edfc229119c4eaa4a2dfb063… (reproducible)
Closest structural peers
This is the free public view
Claim WORKMEN'S CIRCLE INCORPORATED
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.